What are the Uninsured\ Motorist Laws in Massachusetts?

After an accident, a Massachusetts driver can usually collect damages from the at-fault party’s insurance. However, there is a chance that the other driver does not carry insurance, which could make receiving compensation difficult, if not impossible. Approximately 6% of Massachusetts drivers do not have insurance, putting themselves and other motorists at risk of a frustrating financial struggle after a collision. Therefore, Massachusetts law requires drivers to carry uninsured motorist coverage.

Required Insurance Coverage in Massachusetts

This insurance covers bodily injury due to an accident and is known as uninsured motorist bodily injury (UMBI). Massachusetts drivers are required to carry $20,000 in UMBI coverage (up to $40,000 per accident). However, coverage for property damage is not required. This is known as uninsured motorist property damage (UMPD) insurance and pays to repair or replace the driver’s vehicle. Drivers in Massachusetts can also carry collision insurance, which covers repairs after any accident.

Unfortunately, just because you have the proper insurance to cover your accident does not mean you will receive the compensation you need. Insurance companies will actively work against you to minimize and manipulate your claim to keep more money in their pockets. To ensure that you receive the full scope of the compensation you deserve, hire an experienced auto accident attorney who puts people before profits. This is what the attorneys at Jeffrey Glassman Injury Lawyers can provide. Speak with us today for free.

Boston Accident Attorneys Who Are On Your Side

Car accidents can be a stressful and taxing ordeal, but they don’t have to be. With a well-versed car accident lawyer in your corner, you can rest assured that your case is in good hands. At Jeffrey Glassman Injury Lawyers, we are committed to doing whatever it takes to ensure that you are paid fairly and justly, and that the at-fault party is held accountable for their negligence. 

Contact us today by filling out and submitting the form below or calling our office at 617-777-7777 for a free legal consultation.

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