Motor vehicle-related crashes are consistently the No. 1 cause of work-related deaths in the U.S., according to the U.S. Department of Labor’s Bureau of Labor Statistics. In fact, 36 percent of occupational fatalities reported to the federal agency are associated with motor vehicles.
These kinds of crashes can be particularly challenging from a civil case perspective, and the reason has to do with the exclusive remedy provision of workers’ compensation law. The provision prohibits employees (or their estates) from suing their employer and usually their co-workers for negligence where workers’ compensation insurance is available. Workers’ compensation coverage can be provided for any personal injury or death that arose out of and in the course of one’s employment.
The good thing about workers’ compensation is employees don’t have to prove negligence, and it is designed to serve as a prompt means for workers to be compensated for coverage of medical bills, lost wages and permanent disability. Unfortunately, it is generally not nearly as much as one might receive had they succeeded in a personal injury or wrongful death lawsuit.
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