It is possible to pursue a Chapter 7 bankruptcy proceeding and a personal injury lawsuit simultaneously. But it has to be approached with caution. After all, we don’t choose to be a victim of negligence, and sometimes, it doesn’t happen at the most opportune financial point in our lives. It is to your advantage in this situation to hire an injury lawyer with full understanding of the complexity of both bankruptcy and injury law, and the ways in which these proceedings – one in state court and one in the federal system – can impact one another.
In a recent case before the Virginia Supreme Court, a plaintiff was ultimately denied the opportunity to pursue her injury lawsuit because she improperly failed to exempt her negligence claim in her bankruptcy filing.
According to court records, plaintiff was involved in a motor vehicle accident in February 2012. Soon thereafter, she saw her primary care physician and complained of back and neck pain radiating into her head, causing her to suffer a severe headache. An MRI indicated she was suffering from disc protrusion. Doctors treated her with steroid injections, and she was also assigned to physical therapy and sessions with a chiropractor. These treatments weren’t effective, however, and she ultimately underwent surgery. Continue reading