Progressive Casualty Insurance Co. v. MMG Insurance Co.: UIM Coverage and A Single Vehicle Crash

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As your Boston car accident lawyer can explain, insurance companies will often engage in substantial litigation to avoid paying claims.

metal-570770-m.jpgProgressive Casualty Insurance Co. v. MMG Insurance Co. involved a car passenger who suffered severe personal injuries as a result of a motor vehicle accident. Those injuries cost him much more than $500,000, which was the policy limit on the vehicle

The victim's mother owned the car. The driver of the car was the sole person liable for the single-car crash.

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Estate of Edmund M. Carman v. Tinkes: On Motions for Summary Judgment

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Our Boston car accident lawyers know defendants will file pre-trial motions to dismiss in nearly all negligence cases.

1057590_old_pickup.jpgIn the Estate of Edmund M. Carman v. Tinkes, the plaintiff's car crashed into the back of the defendant's commercial pickup truck. According to court records, the plaintiff was driving his car early one morning before dawn. He did not have his headlights on and was driving in what was described as a "quick" manner.

When the plaintiff approached a red traffic signal, he did not attempt to stop or slow down. Instead, he crashed into the back of a large commercial pickup truck driven by the defendant. The plaintiff's car was completely destroyed in the accident, and the plaintiff was killed.

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Fatal Crash on Route 9 Involved Recreational Vehicle

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According to a recent story from WMUR, a Massachusetts woman crashed her Honda Civic into a recreational vehicle (RV) on Route 9. The Civic was traveling on Route 9 when it allegedly crossed into the other lane and struck the RV, according to police. The RV was built in 1974 and obviously lacked some of the safety equipment found on modern vehicles.

wrong-way.jpgTragically, the driver of the Civic and her two passengers were killed in this accident. The driver of the RV was taken to a hospital to be treated for serious but non-fatal injuries. A passenger in the RV was also killed in the accident. The RV was also towing a car that was destroyed in the accident. 

While it is known that the Civic hit the RV, police have not concluded who was ultimately responsible for the deadly motor vehicle crash and are continuing to investigate.

As your Boston car accident attorney can explain, cases involving the deaths of both the plaintiff and defendant typically require extra attention. First, the plaintiff's surviving heirs (family members) will need to open a probate estate. The probate process is designed to pay any final debts of the decedent's estate and distribute any assets remaining in the estate.

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Floyd-Tunnell v. Shelter Mut. Ins. Co. Uninsured Motorist Coverage and Stacking

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In Floyd-Tunnell v. Shelter Mut. Ins. Co., an appeal argued in the Missouri Supreme Court, the plaintiff's husband was killed in a car crash with an at-fault driver who did not have car insurance. As your Boston car accident lawyer can explain, courts refer to this type of driver as an uninsured motorist (UM).

921217_crashed_car.jpgAt the time this fatal car accident occurred, the plaintiff and her husband were the named insured drivers on three liability policies for three vehicles that they owned. All three car insurance policies where purchased with the same carrier. Each of these policies provided UM limits of $100,000.

UM coverage is a type of insurance that a driver can purchase to cover himself or herself in the event of an accident with someone who does not have car insurance. While it is illegal to drive without car insurance, many people are out on the roads with no insurance every day. In the Commonwealth of Massachusetts, driving an uninsured motor vehicle is a crime punishable by up to a year in the house of corrections.

If someone who does not have insurance hits you, and you have UM coverage, the idea is that your insurance will pay you for your losses up to the limits of your UM insurance. If you have more than one vehicle, you may be able to apply the coverage from those other vehicles through what is called the stacking of UM coverage. In other words, if you are in an accident with an uninsured motorist, and you have $30,000 of UM coverage on the car you are driving, you could get that money to help with the losses you experienced from the car accident. If you have another car at home with UM coverage, you could possibly get that $30,000, as well, by stacking the two UM plans together.

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Clown Car Crash Results in Minor Injuries

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According to a recent article from Boston.com, a clown suffered what is being reported as minor injuries when she crashed her clown car into a utility pole. The woman was driving home from a show at a local elementary school and was still wearing her clown makeup and costume.

electrical-pole-740870-m.jpgApproximately 10 of her friends (also clowns) arrived on scene to help the woman. It is alleged that the victim was attempting to operate her GPS and was looking away from the road when she ran into the utility pole. As noted by the author of the article, her friends drove away from the accident in separate cars instead of all crowding into the tiny clown car.

While this story ended without any significant injuries, our Boston car accident lawyers know that distracted drivers cause many serious and sometimes fatal car accidents each year. According to statistical information provided by the US. Government, in 2012, it was estimated that more than 420,000 people were injured car accidents caused by distracted drivers. The number of distracted driving-related fatalities that year was around 3,300 people.

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Inman v. Boykin: Car Accident Lawsuits and the Statute of Limitations.

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Inman v. Boykin, an appeal heard in the Supreme Court of Wyoming, involved a driver of a rental car who was allegedly driving in a negligent manner and crashed into another vehicle.

crashedcar.jpgThe first issue that arose is that the plaintiff filed the lawsuit against the both the driver and the rental car company. As your Boston car accident lawyer can explain, there is often an issue as to who is a proper party to the action in the case of a rental van or truck. There tend to be a lot of accidents in rental moving trucks because drivers are not properly trained and generally lack experience driving such large vehicles.

In Inman, the plaintiff filed the lawsuit against both defendants but did not immediately serve the either party. The plaintiff was having difficulty serving the defendants and moved for additional time for service. The trial court granted the plaintiff an additional 120 days to serve the plaintiff, based upon excusable neglect.

The plaintiff eventually served the defendant with an out-of-state summons form that was not properly authorized by the clerk of court. The defendant moved to dismiss on grounds that service was improper and that the plaintiff was time-barred from filing a civil lawsuit. The plaintiff filed a reply, but the court dismissed the plaintiff's case with prejudice.

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Car Crashes Into Boston Fire Station - Two Seriously Injured

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274334_car_crash.jpgAccording to a recent story in the Boston Herald, a car containing three people crashed into a Boston Fire Department station located in the Charlestown neighborhood of the city. Emergency personnel were able to quickly respond to the vehicle and transport the three occupants to a local hospital. Two of the people in the car were reported as being in life-threatening condition due to their substantial injuries.

The vehicle reportedly hit a gas pump located at the fire station. The pump was damaged but, luckily, there was not a gasoline leak that could have caused an explosion or fire. Firefighters used the Jaws of Life to cut the victims out of the car. Authorities have not released a cause of the accident.

Our Boston car accident attorneys understand that a single-vehicle accident caused by a negligent driver may result in serious personal injuries to passengers. These injured passengers may be required to file a personal injury claim against the driver.

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MI Spine & Brain Surgeons, PLLC v. State Farm Mut. Auto Ins. Co.: A Look at Primary and Secondary Payers in Car Accident Cases

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Our Boston car accident lawyers know that victims of traffic collisions can get caught in the middle of a fight between doctors and insurance companies who are more concerned with making money than helping accident victims.

952313_gavel.jpgMI Spine & Brain Surgeons, PLLC v. State Farm Mut. Auto Ins. Co., an appeal from the U.S. Sixth Circuit, involves a lawsuit between a surgical clinic and their patient's car insurance company. According to court records, the car accident victim sustained injures that required more than $26,000 in neurological treatment.

The doctor's office submitted the bill to the car insurance company, but the company rejected the claim. The reason for the rejection was that the medical condition for which the patient was treated was not related to any injuries sustained in the car accident. The insurance company alleged that their insured was suffering from a preexisting condition that was not covered under the policy.


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Packard v. Falls City Area Jaycees, et al.: Motions to Dismiss in Car Accident Litigation

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Attorneys who handle car accident lawsuits in Boston understand that these cases may involve a substantial amount of pretrial litigation.

1099135_motorcycle_-_blur_focus.jpgPackard v. Falls City Area Jaycees, et al., involves a deadly collision between a motorcycle and a pickup truck. This motor vehicle accident occurred at the entrance to a demolition derby and tractor pull at a public event facility in Nebraska.

According to the record, the defendants were aware that traffic would be unusually heavy on the night of the accident due to flooding, a bridge closure, and the demolition derby event.


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Driver Flees Scene After Three-Car Accident Near Boston

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Our Boston car accident lawyers regularly handle cases involving hit-and-run drivers and know that these situations often require the assistance of a crash investigator.

748825_crash_car.jpgAccording to a recent article in the Boston Globe, a man from Chelsea is alleged to have made an improper lane change while speeding on the lower level of the Tobin Bridge.

The Massachusetts State Police reported the driver caused a three-car accident on the bridge and then fled the scene on foot, leaving a female passenger in his own vehicle. The two other cars involved in the accident contained a total of two children and five adults who were taken to Massachusetts General Hospital for their injures.

While the at-fault driver did not stay on the scene, the police were easily able to obtain his identification from his passenger and vehicle and have issued a summons to court to address charges related this hit-and-run accident.

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Woman Run Over by Own Car at Massachusetts Hotel

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Our Boston car accident lawyers know being run over by a vehicle is one of the scariest and most dangerous types of vehicle crashes. You are almost certain to suffer serious injury that may require extensive medical treatment and physical or occupational therapy.

1149771_one_car_key.jpgAccording to a recent article in the Boston Globe, a woman was seriously injured when she was run over by her own vehicle outside a Massachusetts hotel. It has been reported that the victim stepped out of her car and walked around the rear bumper to see how far she was from a wall as she was attempting to park.

Witnesses stated that the vehicle began to move unexpectedly and crushed the woman against the wall. She suffered the majority of the impact to her chest and was in serious but stable condition at a local hospital.

Being run over by your own car may seem like some sort of freak occurrence, but this is more common that you might imagine. As your car accident attorney can explain, even though it was your own vehicle that caused the accident, it does not mean that you are at fault.

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Valedez v. Watkins Motor Lines, et al.: Hearsay in Car Accident Lawsuits

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Our Boston car accident lawyers know rules of evidence often seem counterintuitive and can be very confusing to clients.

12057_dangerous_truck.jpgIn Valedez v. Watkins Motor Lines, et al., an appeal from the U.S. Court of Appeals for the Eight Circuit, two men were working as vehicle delivery drivers. Their job was to go to a car auction house and drive the purchased vehicles back to El Paso.

When the workers arrived at the auction house in St Louis, they picked up three vehicles. One of the drivers drove a minivan that was towing a small SUV on a dolly. The other driver was in a pickup truck that had been purchased by their employer. According to testimony for the plaintiff, the drivers had spliced wires on the minivan's electrical system and placed a tow light package on the back of the vehicle on the dolly.

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Four Injured in Massachusetts - When Medical Conditions that Cause Accidents

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Our Boston car accident lawyers know traffic accidents are seldom "accidents."

road-1214570-m.jpgAccording to a recent report in the Boston Globe, four people were injured in a head-on collision in East Dennis, Massachusetts. Police are saying that the driver of one of the vehicles involved in the crash drifted over the center line and hit another vehicle carrying three people.

The driver of the vehicle alleged to be at-fault suffered severe injuries to her chest and abdomen and was flown in a medevac helicopter to a trauma center. The driver of the other vehicle suffered serious injuries to her head and neck. In addition to the serious injures sustained by the driver, her two young grandchildren suffered what are being reported as minor injuries from the car accident.

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Carter v. Progressive Mountain Ins.: Car Accidents and UM Coverage

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In Carter v. Progressive Mountain Ins., the Supreme Court of Georgia explored the issue of whether Underinsured Motorist (UM) coverage could based upon the wording of a settlement with the at-fault driver's insurance company.

75579_drunk_driving.jpgIn Carter, the plaintiff was in a car accident that was allegedly caused by an intoxicated driver. The drunk driver had a policy with a maximum of $30,000 in coverage per personal injury. The plaintiff entered into a settlement with the at-fault driver's carrier in the amount of thirty thousand dollars. However, the settlement agreement provided that $29,000 of the settlement payment would be for punitive damages and the remaining $1,000 would be for compensatory damages.

The plaintiff then filed with her own insurance carrier to collect on her UM policy. She had a UM policy in the amount of $25,000. As your Boston car accident lawyer can explain, UM coverage can be purchased from your own insurance company and is designed to compensate you for any damages that are over and above what is paid by the at-fault driver's insurance company.

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Reis v. Volvo Cars of N. Am.: Car Accidents and Mechanical Failure

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Our Boston car accident lawyers understand the importance of arguing for jury instructions helpful to the plaintiff's case.

111147_steering_wheel.jpgIn Reis v. Volvo Cars of North America, as reported in the New York State Law Reporting Bureau, the court applied a standard of care instruction applicable to malpractice cases in a products liability action.

In Reis, the plaintiff was looking at a 15-year-old car that had recently been bought by a friend. The plaintiff was examining the engine with the hood raised when his friend asked him if he would like to see what the engine looks like when it is running. The friend then started the engine while the car was in a forward gear. This car had an older style manual transmission that did not require the car to be in neutral when started. When the car was started in what was probably first gear, it lurched forward and crushed the plaintiff between the front bumper and a wall.

As a result of being crushed by the car, the plaintiff had severe damage to his leg, and that leg was eventually amputated. The plaintiff sued to recover compensation for his personal injury under a theory of negligence - specifically, that the defendant car manufacturer knew or should have known that the car was likely to lurch forward when started in gear and should have included an ignition interlock to prevent this from occurring.

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