When an accident involves more than one vehicle, this can greatly complicate matters. In some cases, it means there was one victim and more than one at-fault defendant. While this may mean there is more insurance coverage, and the victim can therefore receive a full and appropriate financial recovery, it can also mean that the insurance companies will blame each other’s customers and try to deny liability.
Eventually, the insurance companies will typically work something out that avoids them fighting for indemnification in court, but it sometimes comes to that. On the other hand, we have accidents with multiple victims and not enough money to go around. This can create a more challenging case, as each insurance policy has a per-claim maximum that the customer has purchased, and this is the most the insurance company will pay. Continue reading